FAQ

The page you are on, Investor Relations, is dedicated to those who invest or want to invest in BT, where you will find everything, from information about the bank, financial results, corporate governance, sustainability/ESG to share prices.
For specific information please contact us here: investor.relations@btrl.ro, 0264 407 150 or actionariat@btrl.ro

If you are not yet a shareholder of Banca Transilvania, you can open a trading account (our brokerage company is BT Capital Partners), and then purchase shares.

You can easily find it here:

On the webpage you are on now, Relatii investitori/TLV
On the website of the Bucharest Stock Exchange
Through the Bucharest Stock Exchange app, which can be downloaded from the App Store or Google Play - "Bucharest Stock Exchange” („Bursa de Valori Bucuresti”)
Through BT-Trade, the trading platform of BT Capital Partners

On this page, section TLV.

The calendar can be viewed whenever you want, online and on the website of the Bucharest Stock Exchange, here.

On this website: For example, now that the date for reporting the annual financial results (for 2021) is approaching, it is on 28 March. We communicate this info here:

on the website of the Bucharest Stock Exchange
on the dedicated section from our website Investor Relations / Financial Results
on newsroom BT

28 April (first convening)
29 April (second convening)

The GMS is organized in Cluj-Napoca and is a good opportunity to meet and talk with our shareholders. Further information can be found in the convening note, which is available here.

Yes, you can attend the meeting. Attendance at the GMS (and therefore, the voting) depends only on registration by the reference date, i.e. 14 April 2022. More details can be found on the Convening note.

All information can be found on the Investor Relations / GMS page, but is also available through the Shareholding Department, phone number: 0264.301.289. As well, you can find all the press releases of Banca Transilvania regarding the investors on the website of the Bucharest Stock Exchange, in the section Stiri piata principala (News Main Market).

Yes, if your holding, individually or together with other shareholders, is at least 5% of the share capital. Information about the deadline and how to propose an item on the agenda can be found in the GMS Convening note.

The amount of the profit to be distributed as a dividend is determined at the General Meeting of Shareholders, by voting the proposals on the agenda. This dividend can be calculated as the value per share, by dividing the value established to the total number of shares. To calculate the gross amount you are entitled to you can apply this computation formula: number of shares held * the amount of the dividend per share.

Settlement of stock market trades is generally made two business days after the trade date (T+2).

This is BT Capital Partners' internet trading service and can be accessed here. Useful information can be found in this demo.
It gives you quick access - from anywhere in the world - to your account, information about your shares portfolio, trading on local and international markets, viewing real-time quotes, etc.
The first step in opening a trading account is to apply online. After completing the necessary steps and crediting the BT Trade account with the minimum amount of 5,000 RON, you will receive access to the internet trading service.

Dividend is taxed at source and has a tax rate of 5% (as at March 2022)
Capital increases marked through the sale of shares are taxed at a value of 10% (as at March 2022) and must be declared in the year following the marking by completing the Unique Statement (Statement 212)

Sure. Please contact the Shareholding Department, actionariat@btrl.ro, 0264 301 289.

With the inclusion of Banca Transilvania in the FTSE index, the bank benefits from greater attention from foreign institutional investors, who allocate part of their capital in TLV shares when investing in the FTSE Global Equities Index.

It is a rating, a score obtained by the bank - and other listed companies on the Regulated Market - following the assessment of the communication with the shareholders by the Association for Investor Relations on the Romanian Stock Exchange (ARIR).
Both in 2022 (as well as in 2021 and 2020), our bank obtained the maximum score (10 out of 10), and details can be found here.
VEKTOR is mentioned on the BT company page on the Bucharest Stock Exchange website.

TLV means Banca Transilvania on the BVB.

Each listed company has a stock symbol, i.e. two or more characters identifying a security, such as shares.

Trading on the stock exchange is done through a broker. In this respect our colleagues from BT Capital Partners can help you. Our advice is to open a trading account on BT Trade. The process is simple and can be done both online and in person (by going to one of the BT Capital Partners branches).

The price of shares on the stock exchange market is formed according to supply and demand, and the price of a transaction is realized where demand meets supply.

In addition to supply and demand, the price of a share can also be influenced by events inside or outside BT (portfolio acquisitions, entry into new markets, financial results, management decisions, the political and economic context, general economic and capital market developments, crisis situations, etc).

Trading on the Bucharest Stock Exchange starts at 10:00, with the opening of the trading session. In each trading session, there is a reference price of the symbol - the price against which the price change of the symbol during a trading session is calculated.

If the interest in listed companies increases, this can lead to an increase in share prices relative to the reference price, with the shares trading "on green" (positive changes). Otherwise, if there are price corrections against the reference price, the shares trade "on red" (negative changes).

Stock market investments through BT Capital Partners involve the following costs:

Trading fee (between 0.4% and 0.8%, depending on the amount initially invested or the turnover of the last three months of trading);
Custody fee (0.5% of the value of the share portfolio at the end of the year - minimum 18 RON and maximum 49 RON; for the first year, the fee is 18 RON);
Dividend collection fee (10 RON/symbol regardless of the value received).

BT's profits can be distributed to its shareholders, proportionally to the number of shares held. These amounts represent dividends.

According to the current Tax Code, the income from stock exchange market activity is taxed at a level of 10%. You can declare them by filling in the Statement 212, during the current year for the previous year.

Payment of the tax due is performed from the moment the declaration is submitted to ANAF, but no later than 25th May.

Depozitarul Central (Central Depository) is a joint-stock company, member of the Bucharest Stock Exchange group, which has as object of activity the clearing and settlement of stock exchange transactions, as well as the bookkeeping of the issuing companies registers.

Record date is the date set by the General Meeting of Shareholders which helps us, as a listed company on the stock exchange, to identify the shareholders who will receive dividends or other rights. In other words, the GMS resolutions have effects on those persons holding TLV shares on that date.
Ex-date is the first day on which those who will buy shares will no longer receive dividends or other rights. The effect is generally felt through a price correction on the market.
The dividend payment date is the date from which a shareholder takes possession of the dividends.
The record date is the date on which you must have your TLV shares registered with the Central Depository in order to be entitled to vote at the General Meeting of Shareholders.

Currently (march 2022), the bank now has over 43,000 shareholders, of which almost 70% are Romanians.

File details here.